Collins State Bank

Effective as of November 15, 2011
***Rates are subject to change without notice.***

	Rate (%)	*APY (%)**
Checking (minimum $100 to open)
Interest Checking	0.05	0.05
Gold Checking	0.05	0.05

Savings (minimum $100 to open)	0.05	0.05

MainStreet Money (Market) (minimum $1000 to open)
Money Market 0 - 9,999	0.10	0.10
Money Market 10,000 - 24,999	0.20	0.20
Money Market 25,000 - 49,999	0.30	0.30
Money Market 50,000 Plus	0.65	0.65

Windfall (minimum $10 to open)	0.50	0.50

Time Deposits (minimum $500 to open)
30 Day CD	0.15	0.15
91 Day CD	0.35	0.35
182 Day CD	0.65	0.65
1 Year CD	0.75	0.75
18 Month CD	0.90	0.90
2 Year CD	0.90	0.90
3 Year CD	0.95	0.95
4 Year CD	1.20	1.21
5 Year CD	1.35	1.36
Got it all CD 30 Month	1.10	1.10

Mainstreet Rewards Checking	1.25	1.26
Mainstreet Rewards over 25M	0.35	0.35
(If qualifiers are not met, balances will earn interest at a rate of .10%)
($100 minimum to open Mainstreet Rewards Checking)

* APY denotes Annual Percentage Yield

Rates may change after account is open (Interest Checking/Savings/Money Market Accounts).
Fees can reduce earnings (Savings/Money Market).
Penalties may be imposed on CDs for early withdrawal.