MainStreet Rewards Checking*
Mainstreet Rewards checking gives you an opportunity to earn higher interest on an account with no minimum balance amount required.
- Interest bearing account with a base rate and Bonus Rate potential*
- No monthly fees or per check fees
- Free debit card
- Free Online Banking, Free Online Bill Pay, and Free
E-Statements
- Unlimited FREE ATM transactions at all "ACCESS" ATM terminals**
*Requires “qualifying events” by account holder to be met each statement cycle.
| Guaranteed Rate |
High Balance Rate |
Potential Bonus Rate |
0.10% APY |
.35% APY |
1.26% APY |
This amount is credited and paid on the entire account balance when qualifying events outlined below are not met with a statement cycle (month). |
This amount is credited and paid on the balance over $25,000 when the qualifying events below are met with a statement cycle (month). |
This amount is credited and paid on balances under $25,000 when qualifying events outlined below are met with a statement cycle (month). |
Required events to "Qualify" for Bonus Rates.
To “qualify” for the Bonus rate, for a statement cycle, each of the following “events” must take place within that statement cycle (month).
- The debit card attached to this account must be used a minimum of ten (10) times in a credit or signature mode.
- Free Online Banking must be accessed at least one time during the statement cycle
- The account must have at least one (1) direct deposit into, or Automatic payment out of.
- Customer must be set up for e-statements and keep a current email address with the bank for statement delivery.
*Only two accounts per household
** Over 700 ACCESS ATM’s throughout Wisconsin and Minnesota to serve you at no charge if you are a Collins State Bank customer. To find a location visit the website at www.atmaccess.net.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorist and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents
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