Business Checking

  MainStreet Business Checking MainStreet Business Checking Plus Analyzed Business Checking
Designed For Small Business Owners Medium to Large Businesses Active businesses with heavier check volume
Opening Deposit $100 $2,500 $500
Avg. Balance to Waive Maint. Fees $0 $2,500 See additional features below
Maintenance Fees N/A $2500 average daily balance to avoid the $15 monthly maintenance fee $15
Interest No No No
Additional Features No per-item fee for 100 or less deposited items or checks paid per month. If exceed 100 items, there is a $0.50 per item charge. No per item fee for 250 or less deposited items or checks paid per month. If exceed 250 items, there is a $0.50 per item charge.  You receive an earnings credit based on your average collected balance for the statement period.
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MainStreet Business Checking

This is the perfect account for your small business because it has:

  • No minimum balance requirement
  • No monthly maintenance fees
  • No per item fees for 100 or less deposited items or checks paid per month.  If you exceed 100 items, there is a $.50 per item charge.

MainStreet Business Checking Plus

This account is designed with your medium to large business in mind.

  • Requires a $2,500 minimum average daily balance to avoid the $15 monthly maintenance fee.
  • No per item fees for 250 or less deposited items or checks paid per month.  If you exceed 250 items, there is a $.50 per item charge.

MainStreet Analyzed Business Checking

If you have an active business with heavier check volume, this account may be best for you.  You receive an earnings credit based on your average collected balance for the statement period.  This earning credit is used to offset these charges.

  • Monthly maintenance fee: $15
  • Per item fee for each check deposited: $.12
  • Per item fee for each deposit: $.50
  • Per item fee for each check written and cleared: $.15
  • Per item fee for each ACH (credit or debit): $.10

This account has a minimum opening deposit requirement of $500.

 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorist and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.

 

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You are leaving Collins State Bank

By clicking Continue you will be taken to a website that is not affiliated with Collins State Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Collins State bank's website. However, you will be subject to, and under the protection of, the privacy and security policies of Riesterer Financial Services with whom Collins State bank has formed this partnership. We encourage you to read and evaluate the privacy and security policies of Riesterer Financial Services and to contact them directly with any questions you may have.

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