FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Business Banking
Business Services
Online Banking & Bill Pay, eStatements, ACH, remote deposit capture, and more...
Business Checking
MainStreet Business Checking
This is the perfect account for your small business because it has:
No minimum balance requirement
No monthly maintenance fees
No per item fees for 100 or less deposited items or checks paid per month. If you exceed 100 items, there is a $.50 per item charge.
MainStreet Business Checking Plus
This account is designed with your medium to large business in mind.
Requires a $2,500 minimum average daily balance to avoid the $15 monthly maintenance fee.
No per item fees for 250 or less deposited items or checks paid per month. If you exceed 250 items, there is a $.50 per item charge.
MainStreet Analyzed Business Checking
If you have an active business with heavier check volume, this account may be best for you. You receive an earnings credit based on your average collected balance for the statement period. This earning credit is used to offset these charges.
Monthly maintenance fee: $15
Per item fee for each check deposited: $.12
Per item fee for each deposit: $.50
Per item fee for each check written and cleared: $.15
Per item fee for each ACH (credit or debit): $.10
This account has a minimum opening deposit requirement of $500.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorist and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
