Current Rates

 

Rates current as of August 14, 2019.
Rates are subject to change without notice.

Checking

Account Interest Rate Annual Percentage Yield Min. Deposit to Open  
MainStreet Interest Checking 0.05 0.05 $100 Learn More
MainStreet Rewards Checking* 0.75 0.75 $100 Learn More
MainStreet Rewards Checking over $25,000* 0.25 0.25 $100 Learn More
MainStreet Gold Checking 0.05 0.05 $100 Learn More
HSA Checking** 0.25 0.25 $0 Learn More

*If qualifiers are not met, balances will earn interest at a rate of 0.10%

**More information available upon request. Please consult with your tax advisor to find out if this account is right for you.

Savings

Account Interest Rate Annual Percentage Yield Min. Deposit to Open  
MainStreet Regular Savings 0.05 0.05 $100 Learn More
MainStreet Gold Savings 0.05 0.05 $50 Learn More
MainStreet Windfall Savings 0.75 0.75 $10 Learn More
MainStreet Youth Savings 0.05 0.05 $10 Learn More

MainStreet Money Market

Tier Interest Rate Annual Percentage Yield Min. Deposit to Open  
$0.01 - $9,999 0.10 0.10 $1000 Learn More
$10,000 - $24,999 0.10 0.10 $1000
$25,000 - $49,999 0.20 0.20 $1000
$50,000 + 0.35 0.35 $1000

MainStreet CDs & IRAs

Tier Interest Rate Annual Percentage Yield Min. Deposit to Open  
91 Day 0.50 0.50 $1,000
182 Day 0.60 0.60 $1,000
1 Year 0.80 0.80 $1,000
18 Month 0.85 0.85 $1,000
2 Year 0.95 0.95 $1,000
3 Year 1.05 1.05 $1,000
4 Year 1.25 1.26 $1,000
5 Year 1.50 1.51 $1,000
Got It All - 30 Month 1.00 1.00 $1,000

Penalties may be imposed on CDs and IRAs for early withdrawal.

Rates may change after account is open (Interest Checking/Savings/Money Market Accounts).
Fees can reduce earnings (Savings/Money Market).