Personal Banking
Personal Checking
Included with every C$B Consumer Checking Account:
Free Online Banking, Bill Pay, Mobile & Text Banking, eStatements, & Debit Card*
*Subject to approval.
MainStreet Free Checking
Open your account with just $100
No monthly maintenance fee
No minimum balance requirement
Unlimited check writing
Anchor for Mainstreet Free Checking with Interest
MainStreet Free Checking with Interest
Designed for customers who maintain two or more accounts with us.
This account earns interest
Open your account with just $100
No monthly maintenance fee
No minimum balance requirement
Unlimited check writing
FREE first order of Collins State Bank Custom Checks
Anchor for Mainstreet Rewards Checking
MainStreet Rewards Checking
Put your money to work and be rewarded with a higher interest rate. Combine this account with a MainStreet Money Market account to simplify your banking needs:
Earn a bonus interest rate on balances up to $25,000. Balances over $25,000, will still earn a competitive interest rate.
No monthly service fees.
FREE first order of Collins State Bank Custom Checks
To earn the bonus interest rate on balances up to $25,000, the following requirements must be met during each monthly statement period:
Receive an ACH Direct Deposit or Auto Pay into the account such as payroll, pension or government payment.
Receive your monthly statement and notices electronically through Online Banking by enrolling in eStatements and maintain a valid email address with the bank.
Sign on to Online Banking one time during statement period.
If all qualifying terms are not met, balance will earn a lower interest on all balances in the MainStreet Rewards checking account. No minimum balance is required to take advantage of the bonus interest rate. Opening deposit of $100 required.
Anchor for Mainstreet Gold Checking with Interest
MainStreet Gold Checking with Interest
Designed for customers 50 years or older with direct deposit. Combine this account with a MainStreet Gold Savings account to simplify your banking needs:
This account earns interest
Open your account with just $100
No monthly maintenance fee
No minimum balance requirement
Unlimited check writing
Three free orders of Collins State Bank Custom Checks
Free money orders and official checks
Anchor for Main Street Young Adult Checking
MainStreet Young Adult Checking
Designed for customers between the ages of 15 to 21.
Open your account with just $25
Parent or guardian must be a co-owner
No minimum balance requirement
Checks are optional and available for a nominal fee
Anchor for HSA
HSA
Health Savings Accounts (HSA) helps you save for healthcare expenses.
No minimum opening deposit
No monthly maintenance fee
No minimum balance requirement
Unlimited check writing
**More information available upon request. Please consult with your tax advisor to find out if this account is right for you.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorist and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

