Agriculture Loans

Agriculture Loans

Farmers have been the backbone of the United States for hundreds of years.  Here at Collins State Bank, we have a rich history of helping our local farmers for over 100 years.  Our commitment to providing financial assistance to the many local farmers in our community is shown in the many products that we have available to help you with all your borrowing needs.


You can use a term loan to meet virtually any business need, including specific purchases such as equipment or inventory, working capital, paying back other debts, meeting tax obligations, or meeting pretty much any other agricultural need.  Agricultural Term Loans provide you with a specific amount of credit that is paid based on a repayment schedule which is specifically designed to fit your cash flow needs.

Agricultural Real Estate

Collins State Bank has a variety of agricultural loan products designed to help you with your farm real estate financing whether you are purchasing a farm or additional land, need financing for a building project or looking to refinance an existing agricultural mortgage loan.  Regardless of your need, we have the product and expertise to help you!  

Lines of Credit

A line of credit’s primary purpose is to help finance ongoing operating expenses and provide a cash cushion when your farm needs it.  Lines of credit are often referred to as “revolving,” which means you can tap into them again and again.  Our revolving line of credit is designed to help make sure that your farming operation runs smoothly.

Farmer Mac

The Federal Agricultural Mortgage Corporation, commonly known as Farmer Mac, was created by Congress to establish a secondary market for agricultural mortgage and rural utilities loans to increase the availability of long-term credit at stable interest rates to segments of rural America.  Here at Collins State Bank, we have partnered with Farmer Mac to offer you long term financing for your many credit needs both now and in the future.

Collins State Bank NMLS #405041