Business Loans

Business LoansCollins State Bank offers a variety of business loan options designed to help with your business needs regardless of the purpose, including adding to working capital, purchasing inventory or equipment, refinancing other debts, buying real estate, or even financing the acquisition of other businesses.  When your business needs money, our experienced lenders are here to help with personalized service and local decisions.  We pride ourselves on understanding your needs and finding the best option to fit your needs so you are able to continually grow your business.


You can use a small business term loan to meet virtually any business need, including specific purchases such as equipment or inventory, working capital, paying back other debts, meeting tax obligations, or meeting pretty much any other small business need.  Business Term Loans provide you with a specific amount of credit that is paid based on a repayment schedule which includes monthly principal and interest payments.

Commercial Real Estate

Collins State Bank has a variety of loan products designed to help you with your business real estate financing whether you are purchasing a facility for your business to grow, looking to purchase rental properties, need financing for a building project or looking to refinance an existing real estate mortgage.  Regardless of your need, we have the product and expertise to help you!  

Lines of Credit

A line of credit’s primary purpose is to help finance ongoing operating expenses and provide a cash cushion when your business needs it.  Lines of credit are often referred to as “revolving,” which means you can tap into them again and again.


Regardless of size, we want to see all of our local businesses succeed which is why we have partnered with the US Small Business Association (SBA) to help secure the financing that your business deserves.

Collins State Bank NMLS #405041