Personal Checking

  MainStreet Free Checking MainStreet 
Interest Checking
MainStreet 
Rewards Checking
MainStreet 
Gold Checking
MainStreet 
Young Adult Checking

HSA
Designed For FREE to all our customers Customers who maintain 2 or more accounts with us Customers receiving direct deposit, enrolled in Online Banking, and receiving eStatements Customers 50 years or older with direct deposit Customers between the ages of 15 to 21 Designed to help you save for healthcare expenses
Opening Deposit $100 $100 $100 $100 $25 $0
Maintenance Fees N/A N/A N/A N/A N/A N/A
Interest No Yes Yes Yes No Yes
Additional Features   FREE first order of checks Earn a bonus interest rate on balances up to $25,000. FREE first order of checks. *See account disclosure for rate information and qualifications 3 FREE orders of Intro 50 checks per year. FREE money orders and official checks.    
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Included with every C$B Consumer Checking Account:
Free Online Banking, Bill Pay, Mobile & Text Banking, eStatements, & Debit Card*

*Subject to approval.
 

MainStreet Free Checking

  • Open your account with just $100
  • No monthly maintenance fee
  • No minimum balance requirement
  • Unlimited check writing

MainStreet Free Checking with Interest

Designed for customers who maintain two or more accounts with us.

  • This account earns interest
  • Open your account with just $100
  • No monthly maintenance fee
  • No minimum balance requirement
  • Unlimited check writing
  • FREE first order of Intro 50 checks

MainStreet Rewards Checking

Put your money to work and be rewarded with a higher interest rate.  Combine this account with a MainStreet Money Market account to simplify your banking needs:

  • Earn a bonus interest rate on balances up to $25,000.  Balances over $25,000, will still earn a competitive interest rate.
  • No monthly service fees.
  • FREE first order of Intro 50 checks

To earn the bonus interest rate on balances up to $25,000, the following requirements must be met during each monthly statement period:

  • Receive an ACH Direct Deposit or Auto Pay into the account such as payroll, pension or government payment.
  • Receive your monthly statement and notices electronically through Online Banking by enrolling in eStatements and maintain a valid email address with the bank. 
  • Sign on to Online Banking one time during statement period.

If all qualifying terms are not met, balance will earn a lower interest on all balances in the MainStreet Rewards checking account.  No minimum balance is required to take advantage of the bonus interest rate.  Opening deposit of $100 required.

MainStreet Gold Checking with Interest

Designed for customers 50 years or older with direct deposit.  Combine this account with a MainStreet Gold Savings account to simplify your banking needs:

  • This account earns interest
  • Open your account with just $100
  • No monthly maintenance fee
  • No minimum balance requirement
  • Unlimited check writing
  • Three free orders of Intro 50 checks per year
  • Free money orders and official checks

MainStreet Young Adult Checking

Designed for customers between the ages of 15 to 21.

  • Open your account with just $25
  • Parent or guardian must be a co-owner
  • No minimum balance requirement
  • Checks are optional and available for a nominal fee

HSA

Health Savings Accounts (HSA) helps you save for healthcare expenses.

  • No minimum opening deposit
  • No monthly maintenance fee
  • No minimum balance requirement
  • Unlimited check writing

**More information available upon request. Please consult with your tax advisor to find out if this account is right for you.

 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorist and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.

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Your privacy is very important to us. We would like to advise you that Internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your social security, account, PIN numbers, date of birth, etc...

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You are leaving Collins State Bank

By clicking Continue you will be taken to a website that is not affiliated with Collins State Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Collins State bank's website. However, you will be subject to, and under the protection of, the privacy and security policies of Riesterer Financial Services with whom Collins State bank has formed this partnership. We encourage you to read and evaluate the privacy and security policies of Riesterer Financial Services and to contact them directly with any questions you may have.

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